Josh Speer

Owner/ Senior Loan Officer | NMLS: 225234

Licensed in: AL, CO, FL


9949 Windmill Rd
Fairhope, AL 36532


Hey there! I'm excited to introduce you to Josh Speer, the passionate and experienced owner and founder of Live Oak Mortgage. With over 18 years of mortgage origination experience, Josh has helped countless borrowers and families achieve their dreams of homeownership. At Live Oak Mortgage, we pride ourselves on being different - with our low overhead, extensive knowledge, simple process, same-day approvals, and unwavering commitment to providing a 5-star lending experience to all our clients.

Contact us today, and let us guide you on a successful mortgage journey! Same Day Pre-Approval

The Live Oak Mortgage Difference:

• No Hard Credit Check Pre-Approval
• Auto Enrollment into Rate Watch for Life
• Lock and Watch on all Rate Locks
• Same Day Pre-Approvals
• Virtual Closings: Availability is based on property location
• Constant Communication during your Pre-Approval and Purchase Experience
• Mobile Mortgage App: Mortgage Made Easy with our easy-to-use Mobile App
• 18+ years of individual Mortgage Experience working for you

Josh Speer picture
Josh Speer picture

Josh Speer

Owner/ Senior Loan Officer

Live Oak Mortgage Inc | NMLS: 225234

Getting started is Quick & Easy

If you have any questions, I’m here for you

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