Josh Speer

Owner/ Senior Loan Officer | NMLS: 225234

More Happy Homeowners

See what our clients are saying.

JS
John S
Florida
7 months ago

Josh and the team did an outstanding job from start to finish. Would HIGHLY recommend Live Oak Mortgage.

KC
Kendall C
Alabama
7 months ago

Best Rates and the best Loan Experience I have ever had.

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Catherine R
Colorado
7 months ago

Incredibly fast turnaround, very helpful, and the best deal for me!

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Jacque S.
Alabama
7 months ago

It was such a pleasure working with Live Oak Mortgage! They were competitive with what our builders were offering and made it easy and quick!

BB
Brian B
Mobile, AL
8 months ago

I've been working with Joshua, Amber, and the Live Oak group for a while now. I've seen them work miracles with customers and get people into homes when no one else could. I would use them time and time again. Great people who know what they are doing and treat their customers right!

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Kelly H
Opelika, AL
8 months ago

Josh was really good to work with. Would definitely recommend him.

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Kelley C
Foley, AL
8 months ago

Working with Josh Speer to secure a mortgage loan was a great experience. He was very helpful and went above and beyond after hours to answer my questions and guide me through the process. I highly recommend him to anyone in need of a new mortgage!

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Evan C.
Alabama
9 months ago

Working with Joshua was completely stress-free. He answered any questions we had quickly and made the loan process easy and straightforward. Highly recommend working with Live Oak Mortgage.

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Mark U.
Alabama
10 months ago

Josh got us approved in less than one business day and knew the business backwards and forwards. Highly, highly recommend.

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Mason
Alabama
10 months ago

The team at Live Oak Mortgage was super helpful and communicative with the loan for an investment property! We got the lowest interest rate of all the competitors without compromising. Even though they do this all the time, as a first-time investor, they took the time to answer our questions thoroughly and made us feel supported through the whole process.

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Mark
Alabama
11 months ago

This was my first home buying experience and Josh and Amber at live oak mortgage have made the experience extremely easy and pleasant. They have always answered all of my questions helped clear up any confusion on my end that I might have had, they were extremely helpful and thorough. Overall the experience has been excellent and I highly recommend anyone looking to buy a house to use live oak mortgage

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Susie
Colorado
11 months ago

Josh is helpful and patient through all the necessary steps.

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Bobby
Pensacola, FL
1 year ago

Absolute pleasure working with Josh. He was very attentive and got me the best rate in town! Highly recommend giving him a call if you are looking for quality service!

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Cherryl
1 year ago

If you are looking for a mortgage company you can trust, one who will provide professional, prompt and personal service, please contact Live Oak Mortgage. The best customer service I have ever received, and all needs were met in a timely manner. I highly recommend this company.

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Denise
Daphne, AL
1 year ago

My experience was great Josh was very informative and helpful and he was patient when I would get anxious. But in the end he did the job, and it was as painless as applying for a mortgage can be. Would recommended him and Live Oaks.

CA
Chris A.
Alabama
1 year ago

Josh was an exceptional to work with. His dedication and hard work were truly impressive. Josh's communication skills were top-notch, and he consistently delivered prompt responses. He made the entire mortgage process a breeze for my clients, and I couldn't be happier with the experience. I would rate my experience with Josh and the company a perfect 10 out of 10. Highly recommended!

JB
Jack B.
Alabama
1 year ago

Best experience we’ve had purchasing a home. Highly recommend.

VC
Vic C.
Florida
1 year ago

Josh Speer is an MLO to be reckoned with! He is a no-nonsense straight shooter who aggressively and quickly locates great loan products for his clients. He is well versed in multiple types of loans (2nd home, investment property, VA, FHA, DSCR, etc). As an up and coming real estate investor, his knowledge and expertise were of great help to us. I learned a lot from Josh. He and his team are valuable assets to casual and advanced investors alike. Anyone looking to purchase a home whether it's to add to you portfolio or to simply purchase your primary home, you are going to want Josh and his team in your corner!

JG
James G
Alabama
1 year ago

I’m was a first time homebuyer when Live Oak gave me the opportunity to buy my home. They were very informative and professional and got me what I wanted. It was good doing business with Live Oak Mortgages.

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Scott C.
Alabama
1 year ago

Josh at Live Oak Mortgage is the best there was, the best there is and the best there ever will be! He gets it done and gets it done quickly and efficiently!

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Jordan S.
Florida
1 year ago

Joshua was so helpful, patient with all of my questions, and maybe best of all - not pushy when I was first looking for a lender.

JA
Jim and Angie H.
Alabama
1 year ago

Josh was attentive and kept us in the loop at every step. He was a major reason we decided to choose Live Oak over other mortgage providers!

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Kathryn M
Alabama
1 year ago

Working with Josh has been such an amazing experience. We had so hiccups a few days before closing but it was nothing Josh couldn’t handle. He solved everything and we closed on time. His professional is unmatched. I will definitely recommend and hope to be able to work with him again.

Matt M.
Matt M.
Dothan, AL
1 year ago

As an agent, working with Mark was a breeze, plus he got my client the lowest rate I've seen lately. Great communication and fast closings. I'll be sending clients his way going forward.

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Stuart R
McCalla, AL
1 year ago

Great Company!

Thomas G
Thomas G
Dothan, AL
1 year ago

Mark was amazing He Walked me through the Process and Kept me Free from Stress!

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Mickey L.
Ruskin, FL
1 year ago

Josh and Like Oak Mortgage were exceptional throughout my entire process of securing a home equity line of credit. Josh was prompt and answered every question I had. He is extremely knowledgeable and a pleasure to work. Thanks again Josh for your assistance. I would definitely recommend Josh and Live Oak Mortgage to anyone looking to refinance, or simply looking for an equity line of credit. You will not be disappointed!

JF
Jason F
Robertsdale, AL
1 year ago

Josh Speer and Live Oak Mortgage were both professional and personable through our first time buying a home. The process was extremely tedious, but with his guidance and diligence, it went well! Josh was available pretty much all the time and answered every question we had. Whether you’re a seasoned home buyer or looking to buy your first, I can’t say enough about Live Oak Mortgage and the dedication shown to making it an adventure worth taking! I would recommend Josh to anyone! Many thanks and much appreciation for his services!

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Esther G.
Florida
1 year ago

Josh (Live Oak) was very pleasurable to work with. He was very transparent with the information and definitely did the best he could do for me. Response time was fast and reliable and quick. Will definitely recommend to others. Works to please the clients. Great job! Thank you,

JD
Jordan D
Robertsdale, AL
1 year ago

The staff is great and they make the process of buying a home so easy and stress free. I highly recommend using this company to purchase your dream home

JR
Jake R.
Robertsdale, AL
1 year ago

Josh Speer and his team at Live Oak Mortgage helped me through every step purchasing my first home! If anyone needs any help with the loan process in purchasing a home I 100% recommend Josh Speer at Live Oak Mortgage to assist you in the process!!

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Sandy M
Alabama
1 year ago

Working with Joshua Speer has been an absolute pleasure! Top notch, speedy response with request, and super friendly! Would definitely recommend them to anyone looking for financing a new purchase or refinancing a current home loan!

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Loisann F.
Alabama
1 year ago

Josh was on top of what we needed and walked us thru the whole process would recommend Live Oak Mortgage to anyone

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Toni C.
Alabama
1 year ago

Josh took time out of his evening to explain options and best plan for me. Very personable, personalized service.

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Christie W
Alabama
1 year ago

Josh was amazing and went over and above to help us during the loan process! We had many moving parts and with each obstacle he never gave up but helped find a solution! I would recommend him to anyone!!

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Geoff
Alabama
1 year ago

Helped every step of the way make the process easy and stress free.

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Kalen
Alabama
1 year ago

The team at Live Oak was fantastic. From the first conversation all the way through closing Josh took care of everything. It was a great buying experience for sure. If you’re looking for a proven lender give them a call.

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Crystal
Alabama
1 year ago

Josh was very helpful and thorough with the process.

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Josh H.
Dauphin Island, AL
1 year ago

Josh is an amazing Mortgage expert. He helped me secure an awesome loan, with a great rate. He spent time with me explaining all the different options and helped choose the best one. He went out of his way to help with insurance and other items. I'm super impressed with the level of professionalism and helpfulness. Beyond grateful for Josh and Live Oak Mortgage.

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Ronald W
Tuskegee, AL
1 year ago

If you are a veteran or know a veteran and you or they are looking for a awesome Home Mortgage team that works in your best interest CALL Mr Speer they will take care of you.

DH
Debra H.
Florida
1 year ago

The process of our refinance with Live Oak Mortgage was excellent. From beginning to end, everything was done in an efficient and professional manner. Follow up was terrific and any questions or concerns we had were resolved quickly. I would recommend them to anyone looking at a refinance or new mortgage.

KB
Krissa B.
Alabama
1 year ago

5 star hands down! Josh was amazing to work with…he was prompt and timely! With us living 4 hrs away he definitely had the tools in place to help things run more smoothly. He went above and beyond his job title to make sure it was a easy transition and I’m so grateful!! Will definitely end using him for further investments in the future!

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James
2 years ago

I have used Josh to help me with financing on 2 homes that I have purchased and with a Refinance. Definitely recommend him to anyone looking to purchase or refinance.

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Robert
2 years ago

Josh Helped me Purchase my first home and a couple years later assisted me with refinancing down to a shorter term. He does just a fantastic job.

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Cindy
2 years ago

I used Josh Speer to Refinance my Condo. He took the time to go over all my options with me and the whole process was very simple. I tell everyone to call Josh.

Josh Speer picture
Josh Speer picture

Josh Speer

Owner/ Senior Loan Officer

Live Oak Mortgage Inc | NMLS: 225234

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